Nowadays, there is enough online streaming content, that there is really no need to keep cable/satellite TV. It is unlikely that you watch more than 5 to 10% of the channels that are available, and all those channels can cost you $50 to $100 a month! For those that watch a lot of television shows and movies, a Netflix streaming account can be purchased for $10 a month, and if you have Amazon Prime, that also come with some streaming content. For those that watch sports, unless you watch every single sport and follow every single team, there is probably a better internet streaming option out there that will get you just what you need cheaper. For example, if you’re a basketball fan, NBA League Pass has an option for unlimited streaming of a single team of your choice for $100 a year, or all teams for $170 a year. Cutting out the cable TV can easily save you $500 to $1000 a year.
Carpooling to work can save you a lot of gas money, especially if you live far from work. I used to live 25 miles from my workplace, which resulted in a 50 mile commute every day, so I was filling up the tank roughly every 1.5 weeks. Each fill up cost me around $50 at the time, so it was at least $100 a month. I then met a coworker who happened to live close by, and so we started carpooling. After this I only had to fill up half as often, saving me $50 a month, or around $600 a year. Think about what you could do with an extra $600!
Some people don’t consider carpooling because they feel it doesn’t work with their work schedule, but I found it can be quite beneficial. By planning my workday around my carpool, I got an excuse to leave work at a decent time. “Sorry, gotta go, my carpool is waiting!” And of course, you also get the added benefit of being able to take the carpool lane, possibly cutting your commute time
The most cheap and efficient way to do your taxes is using Turbotax software. They have a very friendly user interface, and once you use them one year you can carry over all your info into next years for faster completion. The year I started using it, my uncle tried to do my taxes for me. He did it the old fashioned way, with pen and paper, and insisted there was no need to waste money on the software. I decided to try Turbotax in parallel, as an experiment to see if the results would be the same. In the end, it turned out that my uncle had missed a certain deduction that happened to only be available that year, but turbotax knew about it, and ended up saving me a few hundred more dollars. Been using Turbotax every year since.
Internet Service Providers usually have a promotional price for first year to attract customers, and after that year the bill can go up significantly. If there are multiple ISPs available in your area, it is likely that the promotion price for each is similar. Continue reading “Cheaper Internet”
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