If you don’t need the cash immediately, a great way to save money is by contributing to a retirement account. Every year, you can contribute a certain amount (limit this year is 18k), to your employer 401k, pretax. What this does is it lowers your taxable income for the year.
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Nowadays, the internet makes selling your old stuff easy. It never hurts to make a few extra bucks on something you were going to throw out anyway. Here are a few examples:
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These days there are many credit cards which reward you with points or cash back for however much you spend on it. If you are still using cash to buy everything, or using a credit/debit card without rewards, you NEED to apply for one of these cards. It is basically free money!
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Turning off your lights/appliances/electronics when you’re not in a room can help save you money on your electric bill. It can be simply turning off your computer at night, or just making sure lights are off before you leave the house, but these can make a big impact on the bill. I was able to shave off about $20 a month by doing this, that amounts to $240 a year! Your electric company should hopefully have your electricity consumption on their website, so you can track this if you want and see when your use goes up and bill increases. It can have a breakdown by month, day, and even hour, so you can see where your opportunities to cut are.
If it is viable, buying in bulk is will always save you money. Instead of buying individual rolls of toilet paper, or paper towel, getting a box or set of them from Costco will bring the unit cost way down. Same with toothpaste, toothbrushes, soap, shampoo, and other toiletries. Same goes for food as well, although make sure you can actually get thru it by expiration date so you don’t end up just throwing things out. Although it may cost more in the short run, you will definitely save money in the long run.