Turn off the lights

Turning off your lights/appliances/electronics when you’re not in a room can help save you money on your electric bill. It can be simply turning off your computer at night, or just making sure lights are off before you leave the house, but these can make a big impact on the bill. I was able to shave off about $20 a month by doing this, that amounts to $240 a year! Your electric company should hopefully have your electricity consumption on their website, so you can track this if you want and see when your use goes up and bill increases. It can have a breakdown by month, day, and even hour, so you can see where your opportunities to cut are.

Buy in Bulk

If it is viable, buying in bulk is will always save you money. Instead of buying individual rolls of toilet paper, or paper towel, getting a box or set of them from Costco will bring the unit cost way down. Same with toothpaste, toothbrushes, soap, shampoo, and other toiletries. Same goes for food as well, although make sure you can actually get thru it by expiration date so you don’t end up just throwing things out. Although it may cost more in the short run, you will definitely save money in the long run.

Make sure to comaparison shop

For everything you need to buy, whether it be electronics, clothes, food, etc, make sure you do a little bit of research before buying. A lot of times buying an item online may be much cheaper than what you would pay at a store, or vice versa. For example, let’s say you want to buy an HDMI cable for your DVD player. The only option at the neighborhood best buy may be $25-30$. The same cable on amazon.com is $3. That is a 10x price difference! This is an extreme example, but these types of differences are not uncommon. A shoe that you find at the mall for $100 may be on sale at another store for $50. Doing too much research can also take a lot of your time though, so if the price difference is too small, it may not be worth it. But at the very least, doing a google shopping or amazon search online for something will take a few seconds. Check the online price before buying at a store.

Reading on Kindle


Getting a kindle e-reader can be a great way to save money if you read a lot. Many of the classics, like Les Miserables, are free, along with discounted prices for many books. They also have unlimited reading/audiobooks deals for around $10 a month, which is great if you read more than a couple of books a month. I have an old version of the kindle, with no backlight, so it only serves as a reader, but the latest Kindle Fires are essentially tablets that can be used for web browsing as well

Fire, 7″ Display, Wi-Fi, 8 GB – Includes Special Offers, Black

Track your finances with Mint

Probably the best way to keep track of your monthly spending habits is to use mint.com. The way it works is that you connect your relevant credit card accounts and bank accounts to it, and so then you will have one place you can go to check all your expenses and charges. What’s great is that it creates a nice graph for you, whether you want to view by category or time period, so you can really visualize everything.
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Don’t Smoke

There’s nothing that’s more of a lose lose situation than smoking. Not only is it bad for you and those around you, it is also one of the surest ways to throw away money. A pack of cigarettes can cost around $10 a pack on average these days. Let’s say you smoke 1 pack a day. That is $10 x 365 = $3650 a year! That’s enough for a nice 1 week vacation almost anywhere! Over 10 years that goes to $36000, enough for a luxury car. Did i mention you’re also killing yourself? So, do your wallet (and lungs) a favor, don’t smoke